Northcountry Cooperative Development Fund and the Northcountry Coopeartive Federal Credit Union can help you purchase your cooperative home! We are one of the only lenders in the Midwest that provides share loans for individuals to buy into a cooperative housing community, and cooperative home equity loans for home improvements. We have been honing an expertise in cooperative lending for the last 29 years. Because we are a co-op of co-ops ourselves, we understand the unique ownership and governance structure of cooperatives, and the benefits that co-ops provide to their communities. For information on rates, requirements, and how to apply, please contact Timeka Kuhnley at (612) 767-2115 or email timeka@ncdf.coop

As a member of a housing cooperative what do you own?

How do I apply?

Step 1

Find a co-op unit that you'd like to buy.

Step 2

Call us, and work with our loan officer to complete a loan application.

Step 3  

NCDF staff will review the application and ask for any additional information.

Step 4  

NCDF has a streamlined process for loan approval, and will do its best to meet your timeline.